How We Can Help You

Mortgages tailored to your needs

Your mortgage is probably the largest financial commitment you are ever likely to undertake. Surely then you should seek advice which is totally unbiased and individually tailored to your needs and requirements?

We are not tied to any particular lender, which means that we have the ability to act on your behalf, representing your best interests, in order to establish the most appropriate mortgage solution for you.

Gone are the days when a borrower was grateful to the lender for providing them with a mortgage facility. In today's marketplace, lenders are in competition with each other for your valuable business. They are therefore willing to offer incentives to entice you. But beware; just because they have great incentives, it might not be the most suitable plan for you!

There are so many types of mortgage available that it is easy to become confused, possibly opting for the product offering the lowest headline rate of interest. But when booking and arrangement fees, conditional insurances, higher lending charges, lock-ins and early repayment charges are taken into account, the products may not be as attractive as you might have first thought.

Based on the information that you provide in our short Application Form we will search the UK mortgage market of selected lenders, some of which offer exclusive products to brokers such as ourselves, to determine which lender will offer you the most attractive mortgage options, suited to your particular requirements.

One of our mortgage consultants will then contact you to discuss your enquiry, source the products on your behalf, answer any queries you may have and provide you with any further information you may require.

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.

Independent Mortgage Advice

We offer a full range of mortgage services, including advice on the following:

• Repayment mortgages
• Interest only mortgages
• Flexible mortgages
• Current account mortgages
• Off set mortgages
• Buy to let mortgages
• Let to Buy mortgages
• Fixed rate mortgage
• Capped rate mortgage
• Discounted rate mortgage
• Variable rate mortgages
• Secured Loans
• Commercial mortgages
• Life Insurance
• Critical Illness Insurance
• Permanent Health Insurance
• Buildings and contents Insurance (B&C)
• Accident, Sickness & Unemployment (ASU)

Buy to Let and Commercial Mortgages are not typically regulated by the Financial Services Authority.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage Fee Statement

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